Terms and Conditions of Use

Welcome to the Bick Financial Security Corporation/Bick Financial Services Limited website.

Bick Financial is governed by the Laws and Regulations of the Province of Ontario, Canada and provides this website for your use subject to the following. Please take a few minutes to review these terms and conditions. Your use of this website constitutes your agreement to abide by these rules and conditions and to be bound by them. If you do not agree with any of the below, or would like further clarification, feel free to contact us .

Subject to Change Without Notice

We reserve the right to update or modify these terms and conditions at any time without prior notice. Your use of this website following any such change constitutes your agreement to follow and be bound by the terms and conditions as changed. For this reason, we encourage you to review this page on a regular basis.

Copyright Notice

All of the content on this website, including but not limited to all page headers, images, illustrations, graphics, audio clips, video clips and text, are subject to trademark, service mark, trade dress, copyright and/or other intellectual property rights or licenses held by Bick Financial, one of its affiliates or by third parties who have licensed their materials to Bick Financial.

The contents of this website and the site as a whole are intended solely for personal, noncommercial use. Users may download, print and/or store selected portions of this website, provided that it is for personal, non-commercial use, it is not posted or broadcast in any media or modified or altered in any way, without prior written permission from Bick Financial.

General Disclaimers

This website is operated by Bick Financial on an "AS IS" and "AS AVAILABLE" basis, without representations or warranties of any kind. To the full extent permitted by law, Bick Financial disclaims any and all representations and warranties with respect to this website and its contents, whether express, implied or statutory, including but not limited to information, content, materials, products or services featured on this website.

To the full extent permitted by law, Bick Financial disclaims all representations and warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. Bick Financial does not warrant that this website, its servers or e-mail sent from or to Bick Financial are free of viruses or other harmful components. Bick Financial shall not be liable for any damages of any kind arising from the use of this website, including but not limited to direct, indirect, incidental, punitive and consequential damages.

Bick Financial does not endorse nor make any warranties or representations about the options or other services or data you may access, download or use as a result of the use of this website. Links to other websites are provided for convenience only. Users are advised to make their own decisions regarding their interactions or communications with this or any other website. Bick Financial assumes no risk or responsibility for your use of any of the content provided on this website.

Limitation of Liability

Under no circumstances shall Bick Financial or any of the employees, directors, officers, agents, vendors or suppliers of Bick Financial be liable for any direct or indirect losses or damages arising out of or in connection with the use of or inability to use this website. This is a comprehensive limitation of liability that applies to all losses and damages of any kind, whether general, specific, consequential, incidental, exemplary or otherwise, including but not limited to, loss of data, income or profits, whether in contract, negligence or other tortuous action, even if an authorized representative of Bick Financial has been advised of or should have known of the possibility of such damages.

If you are dissatisfied with this website or any of its content, or with these terms and conditions, your sole and exclusive remedy is to discontinue use of this website. You acknowledge, by your use of this website, that your use is at your sole risk and discretion.

Enforcement of These Terms and Conditions

By accessing and using the Bick Financial website, you agree that your access to and use of this website is subject to these terms and conditions as well as all applicable laws, as governed and interpreted pursuant to the laws of Canada and Ontario.

Updated January 2008.