Our Mission
Our mission is, simply: to build financial security for our clients.
Bick Financial Security Corporation and Bick Financial Services Limited - Introduction
Bick Financial Security Corporation provides financial planning and independent brokerage services. We proudly serve over 4,000 individuals, families and businesses and have over $500 million assets under administration.
The Six-Step Financial Planning Process:
- Assess the Client's Situation
- Establish Client Goals, Priorities and Concerns
- Identify Current Problems and Opportunities
- Provide Written Recommendations and Alternative Solutions
- Take Action on Implementation
- Perform Periodic Reviews, Updates and Revisions to the Plan
Cost:
For most of our services, there is no direct cost billed to the client. We believe that our financial planning approach and our independence to access products from many different companies leads to superior recommendations and results for our clients. We are compensated by the institutions we place client investments with when the money is placed.
Expected from the Client:
A sincere desire for excellence in managing personal finances, an open mind to new ideas and strategies and the commitment to work with us if you agree with our recommendations.
Confidentiality:
All information stays within our organization. All Bick Financial employees sign a confidentiality agreement and access to information is strictly restricted.
Organization of Bick Financial:
Our company has earned the reputation for being made up of competent and caring staff. We are also known for delivering high service levels and using cutting-edge technology and ongoing training to do this effectively. Bick Financial Security Corporation sets high standards for our Advisors, many of whom hold the prestigious Certified Financial Planner® (CFP®) designation or are working towards fulfilling the stringent requirements.
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What Clients can Expect
Each Bick Financial client receives the same service oriented experience. We believe that a truly rewarding relationship requires an understanding from both parties. Our Client Bill of Rights is a document that all of our clients receive; it details the Bick Financial relationship experience.
Detailed Planning:
Our relationship with each client starts with a detailed financial plan that outlines where they are today, where they want to go and how we are going to help them get there.
Range of Advice:
The financial plan is comprehensive and includes investment, insurance, tax and estate planning considerations for each client. As required, we work closely with accountants and lawyers and tap into our own network of professionals as necessary.
Quality of Advice and Service:
Bick Financial is independent and therefore not tied to any company's products or services. Our clients receive the advice that is precisely right for them.
Our Advisors are highly qualified, with post-graduate degrees and/or professional designations combined with years of experience. We are supported by a dedicated, qualified team of administrative and client service professionals. We spend a great deal of time with our clients and working on their accounts.
Our Advisors are members of Advocis, the Mutual Fund Dealer Association (MFDA), the Independent Brokers of Canada (IFB), the Institute of Advanced Financial Planning (IAFP) and the Certified Financial Planners Council (CFPC).
Investment Philosophy:
We take a conservative approach to investing, developing diversified portfolios to meet client objectives without undue risk.
Tax Planning:
This should be a key aspect of financial planning for most clients. We evaluate the prudent use of registered investments, leverage, labour-sponsored funds and income splitting opportunities..
Performamce Reporting:
Clients receive quarterly summaries of performance, presented as clearly as possible. The format is reviewed with all new clients to ensure they know how to read results.
Monitoring:
Each client's account is monitored regularly to ensure long-term results according to their financial plan. We monitor investments daily, client accounts quarterly, and financial plans annually.
Accessibilty:
We make ourselves as accessible as possible. All telephone calls are returned within 24 hours, either by the Advisor or their assistant.
Communication:
We believe that our best client is one who is fully informed. We maintain regular contact through meetings, telephone calls and e-mail. We also provide newsletters, timely market updates, informational seminars and other client events. Our clients also have access to our extensive financial library. |
